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Financing Your Bike

Interest Free Credit

Should you not have access to a Cycle Scheme as a means of financing a new bike we also offer 0% APR Interest Finance solutions through our finance partner, V12 Retail Finance. 

Finance is subject to status and is subject to a minimum spend of £1,000 (0% Finance is not available on Sale bikes).

Contact us to find out more or use the calculator below for 0% Finance illustrations. 

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Cycle to work Schemes

We support a range of cycle to work schemes that are a superb way to pay for a new bike. If you are employed, check which scheme your employer uses – you should be able to search in the scheme to see whether you can use the scheme at Shipston Spokes. If your employer has not registered with any particular scheme (or you work for a small business), we recommend The Green Commute Initiative – they’re great, make it incredibly simple and ensure you maximise your tax benefits.


Using a cycle scheme to buy your bike will save you up to 45% of the total cost of the bike and qualifying accessories (helmet, lights, jacket etc.), so if you have access to one it makes sense to use it. 


If in doubt, as always please get in touch and we can look into this for you. 

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